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Deciding When to Start Receiving Social Security Benefits If retirement is on your radar screen, you may need to consider whether to begin taking reduced Social Security benefits (as early as age 62) or wait until your full retirement age. For some, this decision hinges on nonfinancial factors-the enjoyment they receive from working, for instance. For others, it is strictly a matter of dollars and cents.   Renting Property to Your Sole Proprietorship When a married couple jointly owns property that is used in a spouse's sole proprietorship, the couple can rent the property to the proprietor spouse, who then may be able to deduct the portion of the rent attributable (paid) to the nonproprietor spouse on his or her Schedule C.   Tax Planning for Mutual Funds If you have ever had to go back and find mutual fund records from several years in the past, you know how painful that process can be. You may have been forced to search through several years of mutual fund and broker's statements or confirmations looking for mutual fund transaction information in order to have your tax return prepared.